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Insights from College Coaching
& Financial Literacy
Articles that guide, inform, and empower.


Inflation Killed the Penny and it could be Quietly Killing Your Future Too
For more than two centuries, the penny felt timeless. Since 1793, it lived in jars, pockets, and cash registers as a symbol of simplicity and everyday American life. But on November 12, 2025, it was decided that the U.S. Mint would stop making pennies. What led to end of penny production? INFLATION. The True Cost Behind the Penny Ending Starting in 2005, the penny production cost climbed to 3.69 cents per coin, making the one cent piece financially unsustainable. Nothing is u


The Hidden Cost of Financial Stress in the Workplace
Be honest what’s the biggest challenge your team is facing right now? Is it turnover? Lack of focus? Employees showing up tired, stressed, and distracted? Here’s the thing: most leaders assume it’s about workload, management style, or culture. But one of the silent productivity killers in any organization is financial stress. When people are worried about how to pay their bills, manage debt, or prepare for emergencies, they can’t show up as their best selves at work. And the
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